:root{--navy:#1f2b45;--navy2:#2b3a5c;--red:#e41d24;--red2:#c3161c;--silver:#d6d8dc;--ink:#1b2333;--mut:#525c6e;--bg:#fff;--alt:#f4f5f7;--line:#e3e5ea;--r:16px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:400 17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg)}
h1,h2,h3{line-height:1.2;margin:0 0 .55em;letter-spacing:-.015em;font-weight:750}
h1{font-size:clamp(2rem,5vw,3.4rem)}h2{font-size:clamp(1.55rem,3vw,2.2rem)}h3{font-size:1.18rem}
p{margin:0 0 1em;color:var(--mut)}a{color:var(--red2)}img{max-width:100%;height:auto}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}.narrow{max-width:820px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;z-index:99;background:#fff;padding:8px}
.btn{display:inline-block;padding:14px 26px;border-radius:999px;font-weight:650;text-decoration:none;border:0;cursor:pointer;font-size:1rem;transition:.2s}
.btn-r{background:var(--red);color:#fff}.btn-r:hover{background:var(--red2)}
.btn-w{background:#fff;color:var(--navy);box-shadow:inset 0 0 0 2px #fff}.btn-w:hover{background:var(--silver)}
.hd{position:sticky;top:0;z-index:30;background:var(--navy);box-shadow:0 2px 14px rgba(0,0,0,.18)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:78px}
.logo img{display:block;height:68px;width:auto}
.nav ul{display:flex;align-items:center;gap:24px;list-style:none;margin:0;padding:0}
.nav ul a{color:#e8eaf0;text-decoration:none;font-weight:550;font-size:.96rem}.nav ul a:hover,.nav ul a[aria-current]{color:#fff;box-shadow:0 2px 0 var(--red)}
.nav ul .btn{padding:10px 20px;color:#fff;box-shadow:none}
.mt{display:none}.mtl{display:none;cursor:pointer;width:44px;height:44px;position:relative}
.mtl span,.mtl span::before,.mtl span::after{position:absolute;left:10px;width:24px;height:2px;background:#fff;content:""}
.mtl span{top:21px}.mtl span::before{top:-7px;left:0}.mtl span::after{top:7px;left:0}
@media(max-width:900px){.mtl{display:block}.nav nav{display:none;position:absolute;top:78px;left:0;right:0;background:var(--navy);padding:10px 20px 24px}
.mt:checked~nav{display:block}.nav ul{flex-direction:column;align-items:flex-start;gap:16px}}
.hero{background:radial-gradient(1200px 500px at 85% -10%,#34466e 0,transparent 60%),var(--navy);color:#fff;padding:90px 0 110px;position:relative;overflow:hidden}
.hero h1{color:#fff;max-width:820px}.hero .lead{color:#cfd5e2;font-size:1.18rem;max-width:680px}
.eb{display:inline-block;font-size:.82rem;font-weight:650;letter-spacing:.06em;text-transform:uppercase;color:#fff;background:rgba(228,29,36,.9);padding:6px 14px;border-radius:999px;margin-bottom:20px}
.ctas{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}
.pulse{position:absolute;right:-20px;bottom:18px;width:min(620px,90vw);fill:none;stroke:var(--red);stroke-width:4;stroke-linecap:round;stroke-linejoin:round;opacity:.85}
section{padding:80px 0}.alt{background:var(--alt)}
.sh{max-width:700px;margin-bottom:36px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:32px}.split.mid{align-items:center}
.g2{display:grid;grid-template-columns:1fr 1fr;gap:24px}.g3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:900px){.split,.g2,.g3{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;box-shadow:0 8px 30px -18px rgba(31,43,69,.25)}
.card.big{padding:38px}.card.dark{background:var(--navy);border-color:var(--navy)}.card.dark h2,.card.dark h3{color:#fff}.card.dark p,.card.dark li{color:#cfd5e2}.card.dark .lnk{color:#fff}
.tag{display:inline-block;font-size:.8rem;font-weight:700;color:var(--red);text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px}
.lnk{font-weight:650;text-decoration:none}
.chk{list-style:none;padding:0;margin:0 0 1em}.chk li{position:relative;padding:7px 0 7px 30px;color:var(--mut)}
.chk li::before{content:"";position:absolute;left:0;top:12px;width:18px;height:18px;border-radius:50%;background:var(--red) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.pills{display:flex;flex-wrap:wrap;gap:10px}.pills span{background:var(--alt);border:1px solid var(--line);padding:8px 16px;border-radius:999px;font-weight:550;font-size:.93rem}
.quote{margin:0;font-size:1.35rem;line-height:1.5;font-weight:600;color:var(--navy);border-left:5px solid var(--red);padding:8px 0 8px 26px}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px}
summary{font-weight:650;cursor:pointer}details p{margin:12px 0 0}
.steps{list-style:none;counter-reset:s;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px}
.steps li::before{content:counter(s);display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--red);color:#fff;font-weight:750;margin-bottom:14px}
@media(max-width:900px){.steps{grid-template-columns:1fr}}
.cta{background:var(--red);color:#fff;text-align:center}.cta h2{color:#fff}.cta p{color:#ffe3e4}.cta .ctas{justify-content:center}.cta .btn-r{background:var(--navy)}
form.card{display:grid;gap:16px}label{display:grid;gap:6px;font-weight:600;font-size:.93rem}
input,select,textarea{width:100%;padding:13px 15px;border:1px solid #cfd3db;border-radius:10px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--navy2);border-color:transparent}
.cb{display:flex;gap:10px;align-items:flex-start;font-weight:400}.cb input{width:auto;margin-top:5px}.hp{position:absolute;left:-9999px}
.legal h2{font-size:1.25rem;margin-top:1.6em}
.ft{background:#141c2e;color:#aab2c3;padding:56px 0 24px;font-size:.94rem}
.ft .fg{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:30px}.ft h2{font-size:1rem;color:#fff}.ft p{color:#aab2c3}.ft a{color:#e2e6ee;text-decoration:none}
.ft img{height:56px;width:auto;margin-bottom:12px}.copy{margin-top:30px;font-size:.84rem;border-top:1px solid #2a3449;padding-top:18px}
@media(max-width:900px){.ft .fg{grid-template-columns:1fr 1fr}}